Rod Benson


Premier One’s Four Advantages of Being a Home Owner

The following four tips on reasons to be a home owner should convince you to consider this major purchase. It doesn’t matter if you are considering buying in a low or high market, your investment will grow over time. Consider the following reasons are given from Premier One to buy houses for Sale Charleston SC rather than continue to be a renter.

Homes for Sale in Charleston SC1. Real Estate is a Necessity: Real estate is at the very core of human existence. We all have three important basic needs: food, clothing and shelter. Our world continues to expand as more and more people are being born every day. In addition, there continues to be larger migrations of people from rural areas to more populated locations. Therefore, people will always have the need for temporary lodging, permanent shelter and places to conduct business.

2. Hedge Against Inflation: Inflation is the invisible force eating away at the purchasing power of our dollars. A dollar, however, doesn’t buy today what it once used to. It is also evident that the quality of goods our dollars purchase is also diminished. For instance, the McDonald’s “Big Mac” has become progressively smaller year after year. Plus, when we purchase a box of our favorite breakfast cereal, the bag inside the box is practically half empty.

From the tenant’s perspective, rent seems to go up constantly and anyone on a fixed income may find it very difficult to keep up with the cost of living increases. The owner of the property also feels the effects of inflation in the form of increased property related expenses, taxes, utilities and maintenance costs. As property costs rise, owners typically pass these costs on to their tenants in the form of increased rents and fees. Furthermore as inflation increases so do property values; owners will often benefit from the property appreciation.

3. Production of Income: The most attractive reason for being a home owner is in its ability to produce passive income for the property owner. Rent is accruing daily while payments made by the tenants pay down debt balances and produce predictable profits. Once the property is free and clear, the portion of income that was once used to service the debt payments now goes into the owner’s pocket.

4. Appreciation in Value: Due to inflation, property appreciates in value. Usually, this statement is generally true. While there are no guarantees, if care is taken with regards to timing of the acquisition and trends in the overall marketplace, real estate tends to perform well when inflationary conditions are flat with some moderate expansion.


Boatmo on The Benefits of Buying a Used Boat

Some people just have to buy new everything, regardless of the deals available when taking a step back and buying used. When it comes to owning a boat, as appealing as it may seem to own a new boat, there are several benefits to checking out the used inventory on the market. Many new boat owners simply get into the boats too fast without considering all the expenses and costs involved, and find they have to sell shortly after. Their mistake is your gain, especially when buying a boat.

Boats for Sale1. Low Miles Huge Savings – Just like a car rolling off the show room floor, a new boat loses a ton of value as soon as it hits the water. Some boat owners may use the boat once or twice, then have to sell. Not only are you going to get a like-new condition boat, you are getting it for a fraction what the previous owner paid just a short while ago.

2. Added Safety Equipment – Even if the previous boat owner only went out a few times out on the water, they had to invest in all sorts of safety equipment to keep passengers safe. Rather than you have to pony up all that money to buy all that new safety equipment, it will be included in the boat sale and your passengers will have everything they need to be safe at sea.

3. Boat Upgrades – Just like a new car, when the previous boat owner was still in love with the idea of getting the boat, they paid for all sorts of upgrades. Perhaps it has a more powerful engine, more elaborate stereo system, or comes with some expensive fish finding equipment already installed. All these upgrades stay with the boat, more money you will not have to be laying out to own.

4. The Trailer – One of the most costly expenditures when owning a boat is buying the trailer. If you buy a used boat, you have the chance to get the boat and the trailer for one lower price. if the previous boat owner is willing to sell the boat, then they have little use for that boat trailer and will often let it go for a fraction of what they paid just to close the deal and put it behind them.

These benefits to buying a used boat will not only save you a ton of money, you will certainly get most of it back when you decide to sell for a different boat. For more information and seeing some used boats for sale visit Boatmo.com

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Buy a Home and Get Commission Rebates – It Doesn’t Hurt

In a seller’s market, a prospective home buyer needs to be a little more cautious when negotiating a purchase; however, in today’s buyer’s market, incentives are an accepted part the home buying process. many buyers in fact are not even aware that they can buy a home and get commission rebates. It certainly doesn’t hurt to ask.

Commission rebatesIt’s quite acceptable to negotiate 3-5 percent off of the price of the house you are considering buying.

Everyone buying a house needs a home inspection. It is the best way to avoid costly surprises that may result from termite damage, water damage, faulty wiring or cracked foundations to name a few. Once the home inspection is complete, the buyer can take his the troubles, costs associated with them, and either request that they be fixed or deducted from the purchase price. It is also common practice to request the seller to arrange and pay for the inspection.

There are around 20,000 deaths every year due to radon gas found in the home. A test to determine radon levels in a house costs less than $70, and if the levels are high, repairing the problems cost about $1,100.

When purchasing a home with a well, the seller should be responsible for a thorough inspection of the system including:

  • Functionality of the pump and overall well system.
  • The well quantity, or the amount of water drawn per minute, to ensure an adequate flow and water pressure.
  • The water quality has to be tested to ensure that it doesn’t pose a health risk.

In rural areas with no connection to sewer lines, the seller also has to provide proof of a certified inspection of the septic system.

Including a home warranty can go a long way to providing peace of mind in a home negotiation. At an average cost of $350 – $500, it is a reasonable request to make of a seller.

Sometimes a carpet or paint job may be in dire need of upgrading and a buyer can either request replacement of these items or deduct the cost from the offer.

Generally, any fixed items stay with the house, but often times it is to a buyer’s advantage to request certain things to be included, such as: drapery, appliances, lighting fixtures, decorative items, lawn tractors or snow blowers.

When purchasing a home from a builder, the incentives are almost endless, and range from new appliances, landscaping, big screen TV’s and even swimming pools. Now you know how to buy a home and get commission rebates, take advantage of this knowledge. For more info visit: RebatesOnRealestate.com